01. Experience

My business is based on an approach to offer personal and one-on-one service. 39 years assisting and advising individuals with investments, financial planning, and retirement planning. In addition to my experience, I am a Certified Financial Planner (CFP®), Retirement Management Advisor (RMA®) and Chartered Retirement Planning Counselor (CRPC™).

02. Fiduciary

I am bound to a fiduciary standard and must put my client’s interests above my own. As a “fee-only” advisor, I do not sell products and I do not receive commissions, trails, or referral fees from any sources. I work solely for my clients and I am only compensated by my clients.

03. Independent

Winston & Company, Inc. is a fee-only independent Registered Investment Advisor and financial and retirement planning firm. I work with individuals and families and assist them to identify and understand their financial goals and objectives. I strive to deliver successful results and provide superior service.

My Services

 

Portfolio Management

My portfolio management services focus on designing a portfolio allocation and may include investment company (mutual funds) products, exchange-traded funds (“ETFs”), fixed income/debt (“bond”) instruments, equity (“stock”) positions, alternative investments, and commission-free annuities. With the...
 

Financial Planning

Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. We use a consultative approach to create a financial plan that aims to meet your objectives.
 

Retirement Planning

Retirement planning shouldn’t start at retirement; it should start well before. We take a long-term view of your financial wellbeing to help create a life after work that is as well-planned as your life while working.

Meet Your Advisor

I provide financial and retirement planning services for individuals and families.

Articles

How Retirement Has Changed Over the Last 75 Years (And What It Means for Your Plan)

Winston & Company, Inc. Winston & Company, Inc. |
Categories
Retirement
Lifestyle
Finance
Retirement used to mean a short, quiet final chapter. For many people today, it's something else entirely. For much of the last century, retirement followed a fairly predictable pattern: work for decades, retire around age 65, and slow down. Today, that picture looks very different. Retirement has evolved from a brief final chapter into something much larger—a stage of life that may span decades and offer more choices than ever before. When Retirement Was Shorter...

Business Succession Planning: Built to Last vs. Built to Transfer

Winston & Company, Inc. Winston & Company, Inc. |
Categories
Finance
Retirement
Estate Planning
Family
Investments
Many business owners spend decades building something that works. The team. The reputation. The customers who keep coming back. Then comes a quieter assumption: that when it's time to step away, the rest will somehow sort itself out. Research suggests it usually doesn't. The Businesses That Quietly Run America Small businesses aren't a side character in the U.S. economy. They make up roughly 99.9% of all businesses in the country and employ nearly half of...

Checking Your Portfolio Isn't the Same as Reviewing It

Winston & Company, Inc. Winston & Company, Inc. |
Categories
Investments
Retirement
Tax Planning
Risk Management
Estate Planning
Nearly half of investors check their portfolio at least once a day. 1 Many of them aren't reviewing anything. They're refreshing a number. Watching it move. Sometimes celebrating. Sometimes panicking. But not actually evaluating whether the portfolio is built for the life they're heading into. That's a different exercise. And the years around retirement are where the difference starts to matter most. The Habit That Isn't Doing What You Think It Is Checking a portfolio...

Resources

Financial Calculators

Useful Links